This free public service website is aimed at helping YOU understand some of your most valuable consumer rights. With questionable business tactics increasing at alarming rates, you need to know how to protect yourself!

Learn how to:

Get Your Credit Reports
Obtaining your credit reports every 12 months is an essential first step in protecting your rights.
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Read Your Credit Reports
Understanding how to decipher the information contained in your credit reports can be difficult.  Learn the basics.
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Identify Report Errors
Locating inaccurate or incomplete data in your credit reports requires a careful eye.  Here’s what to look out for.
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Dispute Report Errors
Making sure that your creditors and the credit bureaus fix their errors can be more challenging than you think.  Find help here.

Rebuild After Bankruptcy
Monitoring the reporting of your discharged debts is crucial to protect your fresh start.
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Fight Abusive Collectors
Defend yourself and fight back against harassing and illegal debt collection practices.
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Avoid Common Scams
Save your money and protect your personal privacy by identifying and avoiding scams.
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Stop Harrassing Solicitors
Ensure that those unwanted mailers, calls, faxes and e-mails never return.